Money Skills for Teens: A Beginner’s Guide to Budgeting, Saving, and Investing.
Everything a Teenager Should Know About Personal Finance
Money Skills for Teens is the essential guide every young person needs to build confidence with money and develop smart financial habits that last a lifetime. The teenage years are full of change, new responsibilities, and big decisions—and learning to manage money is one of the most important skills a young adult can gain.
Written by Ferne Bowe, this practical and engaging book breaks down personal finance in a simple, relatable way. It helps teens understand the value of money, how to look after it, and how to make it work for them, not the other way around.
Packed with real examples and clear explanations, it guides teens step-by-step through budgeting, saving, investing, and building good financial habits from the start. Whether they’re saving for their first car, opening their first bank account, or trying to avoid common money mistakes, this book covers the essentials.
Inside, teens will learn how to:
- Open and manage their first bank account
- Read and understand a bank statement
- Build and maintain a positive credit score
- Recognise and avoid scams and financial fraud
- Identify their spending personality
- Use credit wisely and safely
- Budget and save for short- and long-term goals
- Pay for their first car and ongoing expenses
- Build an emergency fund
- Start investing with confidence
- Plus 40+ more important financial skills
Straightforward, practical, and written in a friendly tone, this book gives young people a strong financial foundation and the knowledge to make smart decisions as they move towards adulthood.
A must-read for every teenager who wants to feel confident, capable, and in control of their financial future.
Author: Ferne Bowe
